Terms and Conditions for Using Our Services

These Terms govern the use of our financial recommendation services in Australia and set expectations for client engagement. Please review them carefully and contact us if you have questions.

Last updated November 20, 2025

Acceptance of Terms

By using our services, you acknowledge and agree to follow these Terms and all related policies. If you do not agree with any items, please discontinue use of the site and services. Continued use is considered acceptance.

Definitions

These definitions clarify the terminology used within our Terms and Conditions for transparency and understanding.

• “Service” refers to all financial recommendations, consultations, and related communications offered through our site.
• “User” means any individual accessing, browsing, or otherwise interacting with our services, regardless of purpose.
• “Content” includes all information, advice, documentation, and materials provided directly by our team.
• “Platform” means the marovithen.com website and any communication tools made available by us.

Service Usage Guidelines

Use the service for lawful purposes only and in compliance with these Terms. Commercial use, modification without consent, or unauthorised distribution is prohibited.

Eligibility

Our services are intended for individuals 18 years and older residing in Australia. Please ensure all information provided is complete, correct, and current.

Proof of eligibility may be required at any time.

User Responsibilities

Users are expected to follow respectful, ethical conduct and maintain confidentiality with shared information.

• Provide accurate details in all submissions and respond promptly to essential queries.
• Use our advice and content responsibly, understanding that no outcome is guaranteed and results may vary.
• Protect your login and access credentials from misuse or unauthorised sharing.
• Notify us immediately of any security concerns, privacy issues, or misuse of services.

Prohibited Uses

Certain uses are strictly forbidden to ensure lawful and fair service provision.

• Submitting false, misleading, or incomplete information or impersonating others.
• Using, replicating, or sharing content or recommendations for commercial gain without consent.
• Attempting to breach security protocols or compromise platform integrity.
• Engaging in illegal activities or actions contrary to applicable Australian law.
• Harassing, abusing, or causing harm to other users or our staff members.

Intellectual Property

All site content, recommendations, documentation, and branding are protected by intellectual property laws. Users are permitted to access and use content for personal reference only, and may not copy, reproduce, or distribute materials without written permission.

User-Submitted Content

You remain responsible for all content submitted during interactions and ensure that it is lawful, accurate, and non-infringing.

Privacy and Data Handling

Our Privacy Policy, available separately, explains how personal information is collected, stored, and used. Please refer to it for comprehensive details on your data rights and protections. Read Privacy Policy

Disclaimer of Warranties and Results

Information is provided for guidance and does not constitute personalised investment, legal, or tax advice.

Limitation of Liability

We are not liable for direct or indirect loss arising from reliance on our recommendations. Use advice at your own discretion.

Indemnification

You agree to indemnify us against claims or losses resulting from unlawful or improper use of the site or services.

Dispute Resolution and Process

If issues arise, we encourage direct communication for resolution. Further dispute procedures are outlined below.

Governing Law and Jurisdiction

These Terms are governed by the laws of Australia. Users agree to submit to Australian jurisdiction for all disputes.

Termination

We reserve the right to suspend or terminate access for any breach of these Terms. Users may also discontinue use at any time.

Modifications

Terms may be updated at any time with notice posted here. Continued use is acceptance of revisions.

Severability

If any part of these Terms is found invalid, remaining provisions remain fully effective.

Entire Agreement

These Terms, together with all policies, form the agreement between users and marovithen.com for use of services.

Contact Details and Support

Contact our team for policy clarifications or concerns about your use of this site.